Child Tax Credit Calculator 2026

Find your 2026 child tax credit: 2,200 per child, the refundable part, the income limit and how much lowers your tax or comes back as a refund.

Your child tax credit
β€”Lowers your tax
β€”Refundable (additional child tax credit)
β€”Full credit
β€”Lost to the income limit
β€”Not used (tax too low)
β€”Federal income tax before credits

Each child must be under 17 at the end of the year and have a Social Security number valid for work, and so must you (on a joint return, at least one spouse).

What it does


The child tax credit lowers your federal income tax for each child under 17. Since the 2025 law it is 2,200 per child, and up to 1,700 per child is refundable: if the credit is larger than your tax, part of it is paid to you as the additional child tax credit, worth 15% of earnings above 2,500. Other dependents get 500, which is not refundable.

How to use it


  1. Choose your filing status and type your yearly wages.
  2. Type how many children under 17 and other dependents you have.
  3. See the credit, how much lowers your tax and how much is refundable.

The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.

Frequently asked questions


How much is the child tax credit for 2026?
2,200 per child under 17, of which up to 1,700 is refundable, plus 500 for each other dependent. It starts to drop above 200,000 of income (400,000 married filing jointly).

How much do I get back if I owe little tax?
Married with 60,000 and 2 children: the 4,400 credit cancels your 2,840 of tax and the other 1,560 is refunded. Head of household with 20,000 and 1 child: 1,700 is refunded and the other 500 is lost.

What is the income limit for the child tax credit?
The credit drops 50 for every 1,000 above the limit. Single with 230,000 and 1 child keeps 700 of the 2,200; above 243,000 nothing is left.

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