Ireland Salary Calculator: Take-Home Pay
Free Irish take-home pay calculator for 2026: income tax with your tax credits, USC, PRSI, pension relief and auto-enrolment, per month and per year.
| Month | Year |
|---|
What it does
In Ireland an employee pays three deductions on the salary: income tax at 20% up to the standard rate band and 40% above it, reduced by tax credits such as the personal and employee credits of €2,000 each; the Universal Social Charge (USC), from 0.5% to 8%; and PRSI, the social insurance contribution. Pension contributions reduce income tax but not USC or PRSI. This calculator applies the 2026 rates and shows the take-home pay per month and per year.
How to use it
- Type your gross salary per year, per month or per week.
- Choose your tax status and, if you have them, your age, pension contribution and credits.
- See the income tax, USC, PRSI and the take-home pay per month and per year.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is €50,000 after tax in Ireland?
For a single PAYE employee in 2026, about €39,648 a year, or about €3,304 a month: income tax takes €7,200, USC about €1,033 and PRSI about €2,119.
What are tax credits?
Tax credits are subtracted from the income tax itself, not from income. A single employee has a personal credit of €2,000 and an employee credit of €2,000, so the first €20,000 taxed at 20% costs nothing. Rent, age and single parent credits add to this.
Why does PRSI change in October 2026?
The employee PRSI rate rose from 4.2% to 4.35% on 1 October 2026, part of the plan to fund the State pension. Below €352 a week no PRSI is due, and up to €424 a week a tapered credit reduces it. This calculator averages the year: nine months at 4.2% and three at 4.35%.
What is auto-enrolment?
Since 1 January 2026, employees aged 23 to 60 earning over €20,000 with no workplace pension are enrolled in MyFutureFund. You pay 1.5% of gross pay, matched by 1.5% from your employer and 0.5% from the State. Your contribution gets no tax relief, so it does not lower your income tax.
π³πΏ NZ PAYE Calculator: Take-Home Pay
π¬π§ UK Take-Home Pay Calculator
π³π± Netherlands Salary Calculator: Bruto Netto
π©πͺ German Gross-to-Net Salary Calculator (Brutto Netto)
πΌ Salary Calculator
Revenue — Calculating your Income Tax
Revenue — Universal Social Charge
Department of Social Protection — PRSI