Poland Salary Calculator: Brutto Netto (Kalkulator Wynagrodzeń)
Free Polish gross to net salary calculator for 2026 (umowa o pracę): ZUS, health contribution, PIT with the 12% and 32% rates, PPK and the relief for under 26s.
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What it does
In Poland an employee on an employment contract (umowa o pracę) pays social security to ZUS (pension 9.76%, disability 1.5% and sickness 2.45%), a health contribution of 9% that is no longer deductible, and an income tax advance of 12%, or 32% on the part of the year's income above 120,000 zł, minus a monthly reduction of 300 zł. The pension and disability contributions stop when the year's salary reaches 30 times the average wage. This calculator simulates the 12 months of 2026.
How to use it
- Type your gross monthly salary.
- Tick what applies to you: PIT-2, PPK, living outside the town and the relief for under 26s.
- See the ZUS, the health contribution, the PIT and the net in January and over the year.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is the minimum wage net in 2026?
The minimum wage of 4,806 zł gross leaves 3,605.85 zł net a month, with PIT-2 and the standard costs of 250 zł.
Why does my net salary change at the end of the year?
When the year's taxable income passes 120,000 zł, the advance goes from 12% to 32%, so the net drops. With very high salaries it rises again later, when the pension and disability contributions reach the yearly ceiling of 282,600 zł.
What is PIT-2?
A statement to your employer to apply the monthly tax reduction of 300 zł, the twelfth part of the yearly reduction that makes the first 30,000 zł tax-free. It should be given to only one employer.
How does the relief for under 26s work?
Employees under 26 pay no income tax on salary up to 85,528 zł a year. Social security is still due, and the health contribution is limited, so the net is much higher.
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Ministerstwo Finansów — podatki.gov.pl
ZUS — Zakład Ubezpieczeń Społecznych