CTS Calculator 2026 (Peru): Severance Fund Deposit
Calculate your CTS deposit in Peru for November 2026 or May 2027: computable pay, one sixth of the gratificación and the months and days worked.
The employer deposits the CTS in the bank you choose by 15 May and 15 November. Monthly pay of S/ 1,230 or more is not required: every worker on the general regime with at least 4 hours a day is entitled to it.
What it does
The CTS (compensación por tiempo de servicios) is a fund that the employer builds for you twice a year, to protect you when the job ends. Each deposit is half of the computable pay, which is the salary plus the family allowance and one sixth of the last gratificación, if you worked the whole semester. If you worked less, each full month gives one twelfth and each day one thirtieth of that twelfth.
How to use it
- Type your salary and the last gratificación (July or December).
- Choose the deposit and type your start date.
- Read the computable pay, the time counted and the CTS.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is the CTS for a salary of S/ 3,000?
The computable pay is S/ 3,000 + S/ 500 (one sixth of a gratificación of S/ 3,000) = S/ 3,500. For a full semester the deposit is half: S/ 1,750.
And if I started on 16 July 2026?
For the November deposit you have 3 months and 16 days: S/ 3,500 ÷ 12 × 3 + S/ 3,500 ÷ 360 × 16 = S/ 1,030.56.
Does the CTS pay pension or income tax?
No. The CTS is not subject to AFP, ONP or EsSalud contributions, nor to fifth-category income tax.
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