South Africa Income Tax Calculator 2026/27 (SARS)
Work out your South African income tax for 2026/27 with the SARS brackets, rebates, medical tax credits, retirement deductions and interest exemption.
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For residents in the tax year from 1 March 2026 to 28 February 2027. It does not include the additional medical expenses tax credit, capital gains or lump sums, which are taxed separately.
What it does
South Africa taxes individuals on a sliding scale from 18% to 45%. The tax year runs from 1 March to the end of February, and the 2026 Budget raised the brackets and rebates for 2026/27. The rebates (R17,820, plus R9,765 from 65 and R3,249 from 75) and the medical scheme fees tax credit are taken off the tax; retirement fund contributions and exempt interest are taken off the income first.
How to use it
- Type your income for the year and the interest you received.
- Add your retirement fund contributions, your age and the medical aid members.
- Read the tax, the taxable income and the marginal and effective rates.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much tax do I pay on R500,000 a year?
With R30,000 of interest, R40,000 of retirement fund contributions and medical aid for 2 people: R6,200 of the interest is taxable (R23,800 is exempt), taxable income is R466,200 and the tax before rebates R105,759; less the R17,820 rebate and R9,024 of medical credit, it is R78,915 (R6,576.25 a month).
What are the tax brackets for 2026/27?
18% up to R245,100; 26% up to R383,100; 31% up to R530,200; 36% up to R695,800; 39% up to R887,000; 41% up to R1,878,600 and 45% above, for the tax year from 1 March 2026 to 28 February 2027.
Is interest income taxed?
Interest from South African sources is exempt up to R23,800 a year under 65 and R34,500 from 65; the rest is added to taxable income. Local dividends are not included because dividends tax of 20% is withheld at source.
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