Tax Bracket Calculator 2026: Marginal and Effective Tax Rate
Find your 2026 federal tax bracket, your marginal and effective tax rate and how much tax you pay in each bracket, for single, married or head of household.
| Taxable income | Rate | Taxed in this bracket | Tax |
|---|
Federal income tax only, tax year 2026 (returns filed in 2027), before credits. Social Security, Medicare and state taxes are not included.
What it does
The US taxes income in brackets: each part of your taxable income is taxed at the rate of its bracket, from 10% to 37%. Your marginal rate is the rate of the highest bracket you reach; your effective rate is the total tax divided by your income. The calculator subtracts the standard deduction (or yours), splits the taxable income by bracket and adds up the tax.
How to use it
- Choose your filing status.
- Type your gross income for the year; leave deductions empty to use the standard deduction.
- See your bracket, both tax rates and the tax in each bracket.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
What tax bracket am I in?
Single with 100,000 of gross income: minus the 16,100 standard deduction, 83,900 is taxable, which falls in the 22% bracket (50,400 to 105,700).
What is the difference between marginal and effective tax rate?
In the same example the tax is 13,170: 1,240 at 10%, 4,560 at 12% and 7,370 at 22%. The marginal rate is 22%, but the effective rate is only 13.17% of gross income.
Can a raise push me into a higher bracket and lower my pay?
No. Only the income above the bracket limit is taxed at the higher rate. With 83,900 taxable, the next 21,800 are still taxed at 22%, and only income above 105,700 pays 24%.
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