Uruguay Net Salary Calculator 2026 (Sueldo Líquido): BPS, FONASA and IRPF
Work out your take-home pay in Uruguay for 2026: BPS 15%, FONASA 3% to 8%, FRL and IRPF in BPC bands with the 14% deduction, children and spouse.
The BPS caps pension contributions at a monthly ceiling set each year; it is not applied here, so very high salaries show slightly more BPS. Fondo de Solidaridad and union dues are not included.
What it does
From a nominal salary in Uruguay the employer deducts 15% for BPS pensions, between 3% and 8% for FONASA health insurance (depending on income, children and spouse) and 0.125% for the FRL, and withholds IRPF. IRPF uses monthly bands in BPC ($U 6,864 in 2026): nothing up to 7 BPC, then 10%, 15%, 24%, 25%, 27%, 31% and 36%. The contributions and 20 BPC a year per child are then subtracted from the tax at 14% for salaries up to 15 BPC and at 8% above.
How to use it
- Type your monthly nominal salary.
- Add children and spouse for FONASA and the IRPF deductions.
- Read the take-home pay and each deduction.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is $U 100,000 nominal after deductions?
BPS $U 15,000, FONASA $U 4,500, FRL $U 125 and IRPF $U 4,015.70 (6,763.20 minus 14% of the deductions), so you take home $U 76,359.30.
And with two children and a spouse?
FONASA rises to 8% ($U 8,000), but the children's deduction lowers IRPF to $U 322.50, so you take home $U 76,552.50.
Up to what salary is there no IRPF?
Up to 7 BPC, $U 48,048 nominal a month in 2026.
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