Australian Pay Calculator
Free Australian pay calculator for 2026–27: take-home pay per fortnight, month and year after income tax, Medicare levy and HELP, with superannuation on top.
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What it does
It works out your take-home pay in Australia for 2026–27, with the new 15% rate on income between $18,201 and $45,000, the low income tax offset, the 2% Medicare levy with its low-income phase-in, and HELP repayments under the marginal system. Superannuation is shown separately, because your employer pays it on top of your salary.
How to use it
- Type your salary and choose whether it is per year, per month, per fortnight or per week.
- If the offer is a package that includes super, tick that box; tick HELP if you have a study loan.
- Read the take-home pay per fortnight and the full breakdown per year, month, fortnight and week.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is $90,000 after tax in 2026–27?
About $70,680 a year, or $2,718 a fortnight: $17,520 of income tax and $1,800 of Medicare levy, without a HELP debt. Your employer also pays $10,800 of super on top. Type your salary to see your own figures.
Is super taken out of my pay?
No. The super guarantee, 12% from 1 July 2025, is paid by your employer on top of your salary. It only comes out of the number you were offered if the offer was a package "including super": then the salary is the package divided by 1.12.
How are HELP repayments worked out now?
Since 2025–26 they are marginal: nothing up to $69,528 in 2026–27, then 15 cents for each dollar above it, rising to 17 cents above $129,717. At $186,051 and over it becomes 10% of your whole repayment income.
Why can my payslip differ from this?
Employers withhold PAYG tax from the ATO tax tables, which round per pay period and do not apply the low income tax offset until you lodge your return. The figures here are the tax you end up owing for the year, so a refund or a small bill at tax time closes the gap.
Wikipedia — Taxation in Australia
Wikipedia — Medicare (Australia)
Wikipedia — Superannuation in Australia
Wikipedia — Tertiary education fees in Australia