Netherlands Salary Calculator: Bruto Netto
Free Dutch gross to net salary calculator for 2026: wage tax from the official white table, tax credits, holiday allowance and pension, per month and per year.
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What it does
In the Netherlands the employer withholds wage tax (loonheffing) from the salary: income tax and the national insurance contributions together, at 35.75% up to €38,883, 37.56% up to €78,426 and 49.50% above. The general tax credit (algemene heffingskorting) and the labour tax credit (arbeidskorting) lower it, as long as you apply the loonheffingskorting with one employer. Employees pay no unemployment insurance or Zvw health contribution from their salary. This calculator reproduces the official 2026 white table.
How to use it
- Type your gross salary per month or per year, without the holiday allowance.
- Choose your age group and, if you have one, your share of the pension contribution.
- See the wage tax and the net salary per month and per year, with the holiday allowance.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is €3,500 gross a month net?
Below AOW age, with the loonheffingskorting and no pension, the wage tax is €592.08 a month, so the net salary is €2,907.92. With the 8% holiday allowance the year comes to about €36,825 net.
What is the loonheffingskorting?
It is the instruction to your employer to apply the tax credits, the general tax credit and the labour tax credit, when withholding wage tax. You should apply it with only one employer at a time; with a second job, the tax is withheld without credits.
How is the holiday allowance taxed?
The holiday allowance, at least 8% of the gross salary, is taxed at the special rate (bijzonder tarief), which depends on your annual wage and is usually higher than the rate on your monthly salary. Over the whole year the tax is about the same.
Does the pension contribution lower my tax?
Yes. Your share of the workplace pension contribution is deducted from the gross salary before wage tax, so every euro you contribute costs less than a euro of net salary.
๐ฉ๐ช German Gross-to-Net Salary Calculator (Brutto Netto)
๐ซ๐ท France Salary Calculator: Gross to Net
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๐ฌ๐ง UK Take-Home Pay Calculator
๐ผ Salary Calculator
Belastingdienst — Loonbelastingtabellen
Belastingdienst — Heffingskortingen