Cesantías and Interest Calculator 2026 (Colombia)
Calculate your cesantías and their 12% interest in Colombia for 2026: one month of salary per year worked, with the transport allowance and the deadlines.
The employer deposits the cesantías in your fund by 14 February and pays you the interest by 31 January.
What it does
Cesantías are a savings benefit in Colombia: one month of salary for each year worked, or the proportional part (article 249 of the Labour Code). The employer deposits them each year in the cesantías fund you choose and pays you directly 12% a year of interest on them (Law 52 of 1975). The base includes the transport allowance for whoever receives it.
How to use it
- Type your monthly salary.
- Type the days worked in the year and check the transport allowance.
- Read the cesantías, the interest and the total.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much are the cesantías on the minimum wage in 2026?
COP 2,000,000 for a full year (COP 1,750,905 plus the transport allowance of COP 249,095), and COP 240,000 of interest at 12%.
How is the interest calculated if I did not work the whole year?
Interest = cesantías × days worked × 12% ÷ 360. After half a year the cesantías are half a month and the interest is 6% of them.
Can I withdraw my cesantías?
Yes, when the job ends. Before that you can withdraw them to buy, build or improve your home, or to pay for higher education for you or your family.
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