India Capital Gains Tax Calculator FY 2026-27 (LTCG and STCG)

Calculate capital gains tax in India for FY 2026-27: LTCG at 12.5% above ₹1.25 lakh, STCG at 20% on shares, property and gold at 12.5%, plus the 4% cess.

Asset

Purchase price (₹)

Sale price (₹)

Transfer costs (₹, optional)

Purchase date

Sale date

₹1.25 lakh exemption already used this year (₹)

Your income tax slab rate (%)

Tax including cess

—Capital gain

—Type of gain

—Months held

—Exemption

—Taxable gain

—Rate

—Health and education cess (4%)

—Gain after tax

Surcharge on high incomes is not included. For property bought before 23 July 2024, resident individuals may instead pay 20% with indexation if that is lower.

What it does

Since 23 July 2024 India taxes long-term capital gains (LTCG) at 12.5% without indexation. Listed shares and equity mutual funds are long-term after 12 months, and the first ₹1.25 lakh of such gains each year is tax-free; short-term gains (STCG) on them pay 20%. Property, gold and unlisted shares are long-term after 24 months; held less, the gain is added to your income and taxed at your slab rate. Gains on debt funds bought from April 2023 are always taxed at the slab rate. A 4% health and education cess is added to the tax.

How to use it

Choose the asset and type the purchase and sale prices.
Type the dates and, if needed, the exemption already used and your slab rate.
Read the type of gain, the tax with cess and the gain after tax.

The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.

Frequently asked questions

How much tax on ₹3 lakh of profit on shares held 2 years?
It is LTCG: ₹1.25 lakh is exempt and 12.5% applies to the other ₹1,75,000, ₹21,875 plus ₹875 of cess, ₹22,750 in all.

And if I sold after 5 months?
It is STCG at 20% on the whole ₹3,00,000: ₹60,000 plus ₹2,400 of cess, ₹62,400.

When is a holding long-term?
Listed shares and equity funds after more than 12 months, other assets after more than 24 months. Debt funds bought from April 2023 never get long-term treatment.

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