UIF Calculator 2026: South Africa Unemployment and Maternity Benefits

Estimate your UIF benefits in South Africa: daily unemployment benefit, credit days, the 38% to 60% income replacement rate and maternity pay at 66%.

Total unemployment benefit
β€”Daily benefit (first 238 days)
β€”About a month
β€”Income replacement rate
β€”Credit days
β€”Daily benefit after day 238 (20%)
β€”Maternity benefit (121 days at 66%)
ItemDetailAmount

Estimate with the formula of the Unemployment Insurance Act and the ceiling of R17,712 a month. The UIF uses your average pay of the last 6 months when it varies; benefits are not taxed. Claim within 12 months of the job ending.

What it does

The Unemployment Insurance Fund (UIF) pays workers who lose their job, fall ill or go on maternity or parental leave. The daily benefit is a share of your daily income (monthly pay × 12 ÷ 365, up to the ceiling of R17,712 a month): 60% for the lowest salaries falling to 38% at the ceiling. You earn one day of credit for every 4 days worked, up to 365 days in 4 years.

How to use it

  1. Type your monthly salary (the average of the last 6 months if it varies).
  2. Type the months you worked and contributed in the last 4 years.
  3. Read the daily benefit, the credit days, the total and the maternity benefit.

The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.

Frequently asked questions

How much UIF will I get on R10,000 a month?
The daily income is R10,000 × 12 ÷ 365 = R328.77 and the income replacement rate 41.97%, so the benefit is R137.99 a day (about R4,197.20 a month). With 365 credit days, 238 days at that rate and 127 days at 20% give R41,191.87.

How many days of UIF can I claim?
You earn one day of credit for every 4 days worked, up to 365 days in the last 4 years. The first 238 days are paid at the income replacement rate (38% to 60%) and the rest at 20% of the daily income.

How much is UIF maternity pay?
Maternity benefits are 66% of the salary, up to the ceiling of R17,712 a month, for up to 17.32 weeks (121 days): R26,255.79 on a salary of R10,000. Any pay from the employer during the leave reduces it, so you get no more than your normal salary.

πŸ’΅ South Africa Salary Calculator 2026/27: Take-Home Pay after PAYE and UIF
🧾 South Africa Income Tax Calculator 2026/27 (SARS)
πŸ“¦ South Africa Severance Pay Calculator 2026 (Retrenchment, BCEA)
⏱️ South Africa Overtime Calculator 2026: Sunday and Public Holiday Pay