Sweden Salary After Tax Calculator 2026 (lön efter skatt)
Work out your take-home pay in Sweden for 2026: municipal and state income tax, the basic allowance, the job tax credit and the fees, month by month.
For people under 66 at the start of 2026 with one job and no other deductions. Employers withhold tax from Skatteverket's tables, which round the rate to whole percent, so the monthly amount may differ by a few kronor; the final tax is settled in the annual return.
What it does
In Sweden most income tax goes to the municipality and region where you live, on average 32.38% in 2026. It is charged on your annual pay minus the basic allowance (grundavdrag), which is largest at low incomes. The job tax credit (jobbskatteavdrag) then cuts the municipal tax, by up to about 52,000 kr a year. You also pay a 7% general pension contribution, fully offset by a tax credit, the burial fee, the church fee if you are a member and the public service fee of at most 1,184 kr. State income tax of 20% applies only to taxable income above 643,000 kr, which is a salary of about 55,000 kr a month.
How to use it
- Type your monthly gross salary.
- Change the municipal tax rate to your municipality's and, if you belong to the Church of Sweden, add the church fee.
- Read the take-home pay, the tax per month and the breakdown per year.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is 35,000 kr a month after tax?
At the average municipal rate of 32.38% you keep about 28,038 kr a month. The tax is about 6,962 kr, 19.9% of the salary, after the basic allowance of 22,000 kr and the job tax credit of 46,175 kr a year.
When do I pay state income tax?
When your annual pay passes 660,400 kr, about 55,033 kr a month (643,000 kr of taxable income plus the basic allowance). At 60,000 kr a month the state tax is 11,920 kr a year and you keep about 44,270 kr a month.
Where do I find my municipal tax rate?
Skatteverket and SCB publish the rate for each municipality every year. It differs by several percentage points between municipalities, including the regional tax; the 2026 average is 32.38%.
๐ข Sweden Employer Contributions Calculator 2026 (arbetsgivaravgift)
๐๏ธ Sweden Holiday Pay Calculator 2026 (semesterersättning)
๐ถ Sweden Parental Benefit Calculator 2026 (föräldrapenning)
๐งฎ Sweden VAT Calculator: 25%, 12% and 6% Moms