Switzerland Salary Calculator: Brutto Netto
Free Swiss gross to net salary calculator for 2026: AHV, ALV, NBU and pension fund on the payslip, plus federal, cantonal and municipal tax in nine cities.
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What it does
In Switzerland the payslip deducts the social insurances: AHV/IV/EO (5.3%), unemployment insurance ALV (1.1%), non-occupational accident insurance NBU and the employee share of the pension fund (BVG), which grows with age. Income tax is usually not withheld: Swiss citizens and C permit holders pay federal, cantonal and municipal tax each year with their tax return, and the canton and municipality make a big difference. This calculator shows both the payslip net and an estimate of the yearly tax in nine cities.
How to use it
- Type your gross salary per year, or per month with 12 or 13 payments.
- Choose your city, family situation and age, which sets the pension fund contribution.
- See each deduction on the payslip, the federal and cantonal tax and what is left per month and per year.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is CHF 100,000 net in Zurich?
For a single 35-year-old, the payslip net is about CHF 89,660 a year, about CHF 7,470 a month. Federal, cantonal and municipal tax come to about CHF 11,850, leaving about CHF 77,800 a year.
Why is income tax not on my payslip?
Swiss citizens and C permit holders pay their taxes with the annual tax return, in instalments or at once. Foreign workers with a B or L permit pay tax at source (Quellensteuer), withheld by the employer at cantonal rates.
How much is the pension fund contribution?
The legal minimum is an age credit of 7% of the coordinated salary from 25 to 34, 10% to 44, 15% to 54 and 18% from 55, split half and half with the employer. Many pension funds charge more, so check your payslip.
Which canton has the lowest taxes?
Among the nine cities in the calculator, Zug has by far the lowest income tax: for a single person on CHF 100,000 about CHF 5,300, against more than CHF 15,000 in Geneva, Bern and Lausanne. For families with children the order changes, and Geneva becomes one of the cheapest.
🇩🇪 German Gross-to-Net Salary Calculator (Brutto Netto)
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🇫🇷 France Salary Calculator: Gross to Net
🇮🇹 Italy Net Salary Calculator
💼 Salary Calculator
ESTV — Steuerrechner
AHV/IV — Beiträge
ESTV — Direkte Bundessteuer