EITC Calculator 2026: Earned Income Tax Credit
Estimate your 2026 earned income tax credit (EITC) by children and filing status, with the maximum credit, the income limits and the investment income limit.
| Children | Maximum credit | Income limit |
|---|
Computed like the IRS EITC table, at the middle of each 50 band. Without a qualifying child you must be 25 to 64. Married people filing separately can claim only in some cases.
What it does
The earned income tax credit (EITC) is a refundable credit for workers with low to moderate income: you get it even if you owe no tax. It grows with each dollar you earn up to a plateau, stays at the maximum and then shrinks as income rises, ending at the income limit. The amount depends on the number of qualifying children (up to 3) and whether you file jointly.
How to use it
- Choose your filing status and number of qualifying children.
- Type your earned income; add your AGI and investment income if they differ.
- See your credit, where you are on the curve and the limits for every family size.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is the EITC for 2026?
From 664 with no children to 4,427 with 1, 7,316 with 2 and 8,231 with 3 or more. Investment income must be 12,200 or less.
How much EITC do I get with 2 children and 25,000 of income?
Filing single, 7,077 by the IRS table (7,082.24 by the exact formula). The credit starts to drop above 23,890 and ends at 58,629.
What are the EITC income limits for 2026?
Single or head of household: 19,540 with no children, 51,593 with 1, 58,629 with 2 and 62,974 with 3 or more. Married filing jointly: 26,820, 58,863, 65,899 and 70,244.
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