Germany Mini-Job Calculator 2026: 603 € Limit and Employer Cost
Calculate a mini-job in Germany for 2026: pay from the 13.90 € minimum wage, the 603 € monthly limit, maximum hours, employer flat rates and your net pay.
Flat rates for commercial mini-jobs: 13% health, 15% pension, 2% tax, U1 0.8%, U2 0.22% and 0.15% insolvency levy, plus accident insurance; private households pay 5%, 5% and 2% plus 1.6% accident insurance. Check the levy rates with the Minijob-Zentrale.
What it does
A mini-job in Germany is work paid up to 603 € a month in 2026, a limit tied to the minimum wage of 13.90 € an hour (about 43 hours a month). The employee pays no tax and only 3.6% for pension, which can be waived; the employer pays flat contributions of about 31% to the Minijob-Zentrale.
How to use it
- Type the hourly wage and the hours a month.
- Tick the boxes for a private household or the pension exemption.
- Read your net pay, the employer cost and the maximum hours.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How many hours can I work in a mini-job in 2026?
At the 13.90 € minimum wage, 43.38 hours a month at most (603 ÷ 13.90). At a higher hourly wage the maximum hours fall.
What does a mini-job cost the employer?
For 43 hours at 13.90 € (597.70 €) the commercial employer pays 186.30 € of flat rates, 784 € in total. The employee keeps 576.18 € after the 3.6% pension contribution.
Should I opt out of pension contributions?
Opting out raises your net pay by 3.6% but you lose pension months, entitlement to rehabilitation and the right to a Riester subsidy. You can opt out in writing to the employer.
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