Taiwan Salary Calculator 2026: Labor and Health Insurance (勞健保)
Work out your take-home pay in Taiwan for 2026: labor and health insurance by the 115 grade tables, the labor pension and the employer's total cost.
Income tax withheld from salary is not included; the annual tax is settled when you file. The occupational accident rate depends on the industry (0.21% on average), and the employer's health share counts 0.56 average dependents.
What it does
In Taiwan the labor insurance (勞保), employment insurance, health insurance (健保) and labor pension (勞退) are charged on grades, not on the exact salary: your monthly pay is placed in the next grade of each table. In 2026 the labor insurance rate is 11.5% plus 1% for employment insurance, on grades from NT$29,500 to NT$45,800, and the employee pays 20%. Health insurance is 5.17% on grades up to NT$313,000; you pay 30% for yourself and each dependent, up to three. The employer pays 70% of labor insurance, 60% of health insurance, the 6% labor pension and the occupational accident insurance.
How to use it
- Type your monthly salary.
- Choose the number of dependents and, if you make one, the voluntary pension contribution.
- Read the take-home pay, each deduction and the employer's cost.
The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.
Frequently asked questions
How much is taken from a NT$35,000 salary?
It falls in the NT$36,300 grade: labor and employment insurance NT$908 and health insurance NT$563, so you take home NT$33,529. The employer's total cost is about NT$42,187.
And NT$50,000 with two dependents and a 6% voluntary contribution?
Labor insurance stops at the NT$45,800 grade (NT$1,145). Health insurance on NT$50,600 is NT$785 per person, NT$2,355 for three, and 6% of NT$50,600 is NT$3,036, so you take home NT$43,464.
What is the minimum wage in 2026?
NT$29,500 a month and NT$196 an hour from 1 January 2026, which is also the lowest grade of labor and health insurance for full-time work.
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