Vietnam Gross to Net Salary Calculator 2026 (Lương Gross sang Net)

Convert gross to net salary in Vietnam for 2026: social, health and unemployment insurance, the new 5-bracket personal income tax and the family deductions.

Net salary
—Insurance (10.5%)
—Personal income tax
—Taxable income
—Marginal rate
—Total cost for the employer
ItemAmount

Family deductions are 15.5 million VND for you and 6.2 million for each registered dependant. The employer also pays 21.5% for insurance; the 2% trade union fee is not included.

What it does


From the gross salary in Vietnam the employer deducts 10.5% for compulsory insurance (8% social, 1.5% health and 1% unemployment, with caps), then personal income tax on what remains after the family deductions. From the 2026 tax year the new Law on Personal Income Tax uses five brackets, 5% up to 10 million VND a month to 35% above 100 million, and the deductions rose to 15.5 million and 6.2 million per dependant.

How to use it


  1. Type the gross monthly salary.
  2. Add the number of dependants, the region and, if different, the salary used for insurance.
  3. Read the net salary, the insurance, the tax and the employer cost.

The arithmetic runs in your browser. Nothing you type is sent anywhere and nothing is stored, so you can use these with real numbers.

Frequently asked questions


What is the net salary of 30 million VND gross?
Insurance takes 3,150,000 VND. After the 15.5 million deduction the taxable income is 11,350,000, so tax is 635,000 VND and the net salary 26,215,000 VND. With one dependant the tax falls to 257,500.

Up to what salary is there no income tax?
Without dependants, up to about 17.3 million VND gross a month (15.5 million after insurance). Each dependant adds about 6.9 million VND of gross salary free of tax.

Is insurance capped for high salaries?
Yes. Social and health insurance stop at 20 times the base salary, 50.6 million VND from 1 July 2026, and unemployment insurance at 20 times the regional minimum wage. On 100 million VND insurance is 5,807,000 and the net 80,085,100.

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